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Our Story

We installed every personal finance app on the market. None of them worked for all of us. So we built the one that could.

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Master Your Money.

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Your Way.

Three founders.

One paycheck problem.

Nobody was solving it.

Three founders.

One paycheck problem.

Nobody was solving it.

Živko earns well and saves nothing. Tijana plans everything and still runs out. Anna sends money to family and pretends the rest is fine. Every finance app gave us the same answer: track your spending. We did. Nothing changed. A study of 9,035 people proved why. Budgeting produces zero measurable change in behavior.

Živko earns well and saves nothing. Tijana plans everything and still runs out. Anna sends money to family and pretends the rest is fine. Every finance app gave us the same answer: track your spending. We did. Nothing changed. A study of 9,035 people proved why. Budgeting produces zero measurable change in behavior.

So we stopped looking backward. Kinta starts the moment your income arrives. Penny, your AI coach, learns your psychology and builds a plan before you spend a cent. The app doesn't look the same for everyone. It reshapes itself around how you think about money. That's the product. That's the difference.

So we stopped looking backward. Kinta starts the moment your income arrives. Penny, your AI coach, learns your psychology and builds a plan before you spend a cent. The app doesn't look the same for everyone. It reshapes itself around how you think about money. That's the product. That's the difference.

The people behind Kinta

A small team with strong opinions about how money apps should work.

What we actually believe.

Your screen, your rules.

We don't decide what matters to you. The widget system exists because we believe every person's relationship with money is different — and the app should reflect that, not fight it.

Privacy isn't a feature. It's the floor.

We don't ask for your phone number. We don't ask for your full name. Penny can be turned off with one toggle. We collect the minimum because we believe privacy is a right, not a premium tier.

Prove it before we charge it.

The free plan is generous on purpose. We think a finance app should earn your trust before asking for your money. If free is enough for you — genuinely, that's fine.

Honest about our costs.

Bank connections cost us real money. AI processing costs us real money. We'd rather explain that openly than hide it behind vague pricing. You know exactly what you're paying for and why.

Small team, loud opinions.

Four people across two countries. No middle management, no committees. Every feature ships because someone on the team personally needed it — and then built it.

Better next month.

The widget library is always expanding. Penny gets smarter. New languages, new regions, new tools. We ship updates like a startup because we are one.

See it all. Then pick what matters.

Every feature exists because someone needed it. Download Kinta and build a home screen around what you actually care about.

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See it all. Then pick what matters.

Every feature exists because someone needed it. Download Kinta and build a home screen around what you actually care about.

Cta Image

See it all. Then pick what matters.

Every feature exists because someone needed it. Download Kinta and build a home screen around what you actually care about.

Cta Image
Logo Image

Master your money. Your way.

Copyright: © 2026 Wolet d.o.o. All rights reserved.

Logo Image

Master your money. Your way.

Copyright: © 2026 Wolet d.o.o. All rights reserved.

Logo Image

Master your money. Your way.

Copyright: © 2026 Wolet d.o.o. All rights reserved.