Here's what you just got. For free.
What changes when you actually see your money clearly.
01
That "where did it all go?" feeling disappears.
When every transaction is sorted, categorized, and visualized on your home screen, you stop guessing and start knowing. Most people who connect their bank account say the same thing in the first week: "I had no idea I was spending that much on [category]." That clarity is the first step to spending better — and it happens without you doing any work.

02
You start making decisions instead of reacting to surprises.
Subscription renewing tomorrow? Kinta told you two days ago. Daily budget running low? You knew before lunch. Savings goal at 80%? The progress bar showed you this morning. When you see what's coming before it arrives, money stops feeling like a series of emergencies and starts feeling like something you actually control.

03
You have a financial assistant who knows your numbers.
Penny is an AI that reads your transactions and actually has useful things to say. She summarizes your day, catches patterns you'd miss, and tells you things like "your restaurant spending is up 40% this month" before you figure it out the hard way. She's like a financially literate friend — except she's looked at your actual bank statements.

Trusted by people who've tried everything else.
Rated by early adopters across Europe
5.0
The widget approach is genius. I only care about my restaurant budget and subscriptions — so that's all I see. No clutter, no noise.

Elena S.
Product Manager, Vienna
5.0
Penny told me I was spending more on coffee than my gym membership. I didn't ask her to. That's the kind of honesty I needed.

Ana K.
Marketing Lead, Zagreb
5.0
We use the family sharing feature with my partner. Same finances, different widgets. It finally stopped the "where did the money go" arguments.

Sara D.
Entrepreneur, Novi Sad
Frequently Asked Questions
Biotix help you keep track of their work and improve their productivity
How do I connect my bank account?
Open Kinta, go to Settings, and tap "Connect Bank." We use regulated open banking APIs — your credentials never touch our servers. The whole process takes about 90 seconds.
Can I use Kinta outside of Europe?
How do I turn off Penny?
I found a bug. Where do I report it?
Can I suggest a new widget?







