Free does a lot.
Pro does it for you.

Penny AI — Advice That Knows Your Numbers
Penny doesn't guess. She reads your actual transactions, learns your patterns, and tells you things you didn't think to ask — like the fact that you spent more on takeout this month than last month's rent. Turn her on, turn her off. Your call.

Bank Connection — Set It and Forget Everything
One secure link to your bank and every transaction flows in automatically — categorized, sorted, and feeding your widgets in real time. No typing, no scanning, no thinking. That's what autopilot means.
Frequently Asked Questions
Biotix help you keep track of their work and improve their productivity
How do I connect my bank account?
Open Kinta, go to Settings, and tap "Connect Bank." We use regulated open banking APIs — your credentials never touch our servers. The whole process takes about 90 seconds.
Can I use Kinta outside of Europe?
How do I turn off Penny?
I found a bug. Where do I report it?
Can I suggest a new widget?

