She already knows what you spent today.
Penny is your AI financial assistant — and she's been reading your transactions since you connected. Ask her anything. Or don't. She'll tell you anyway.
Not another chatbot.
A financial brain.
01
She opens with your day.
Every time you open Penny, she has a summary ready — what you spent, what's coming up, and anything that looks unusual. No prompting required.
02
She lives on every screen.
Penny isn't locked in a chat tab. She shows up on receipts, inside widgets, and anywhere a nudge could save you money. She goes where your spending goes.
03
She learns as you spend.
The more you use Kinta, the sharper Penny gets. She spots patterns, flags changes, and builds a picture of your financial life that gets more accurate every week.
Everything Penny can do.
And she's just getting started.
What Penny brings to every conversation.
More than a chat.
A financial co-pilot.
Conversations that actually go somewhere.
Penny isn't a search bar with a personality. She remembers context. Ask her about groceries, then follow up with "how does that compare to last month?" and she knows exactly what you mean. She tracks the thread, builds on previous answers, and makes every conversation feel like it's with someone who genuinely knows your financial situation — because she does.
Getting smarter with every transaction.
Penny on day one is helpful. Penny after three months is indispensable. She learns your rhythms — when you tend to overspend, which categories spike at which times, what your patterns look like across seasons. The longer you use Kinta, the more specific and useful her insights become. She doesn't give generic advice. She gives your advice.
Trusted by people who've tried everything else.
Rated by early adopters across Europe
5.0
The widget approach is genius. I only care about my restaurant budget and subscriptions — so that's all I see. No clutter, no noise.
Elena S.
Product Manager, Vienna
5.0
Penny told me I was spending more on coffee than my gym membership. I didn't ask her to. That's the kind of honesty I needed.
Ana K.
Marketing Lead, Zagreb
5.0
We use the family sharing feature with my partner. Same finances, different widgets. It finally stopped the "where did the money go" arguments.
Sara D.
Entrepreneur, Novi Sad
How do I connect my bank account?
Open Kinta, go to Settings, and tap "Connect Bank." We use regulated open banking APIs — your credentials never touch our servers. The whole process takes about 90 seconds.
Can I use Kinta outside of Europe?
How do I turn off Penny?
I found a bug. Where do I report it?
Can I suggest a new widget?
GET MORE DONE
Your money has a lot to say. Penny's ready to translate.
Download Kinta, turn on Penny, and have your first real conversation about your finances — in under two minutes.
